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Modern Neighborhood

HOA Managers

We want to make this as easy and as simple as possibly for our friends on the Management side. We understand the day to day headaches of homeowner calls and being the go to person to solve everything. Understanding your already busy life, here is a brief and simple breakdown of what we do and why you want to partner with us.

What Is An Annuity?

An annuity is a Financial Instrument that takes your money and invests it into the market to grow it faster than CD’s, Money market accounts and most other tools you can think of. Your standard annuity is designed to be a tool for retirees that allow them to grow their money while also receiving a base income from it for however long they want. It's meant to be an easy, stress free way to give retirees a steady income without having to worry about what is happening to their money. 

 

However HOA’s don't need a monthly stipend to pay for their living expenses. Instead they want to grow their money so they can keep dues as low as possible year after year. From working with One Financial Advisors we have been able to adjust your standard annuity to fit the needs of an HOA instead of a retiree. The purpose and design of these annuities is for growing the HOA’s money beyond what you could normally do with CD’s in a much simpler and more carefree way until those big projects come up. 


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Fixing the Roof

We are talking about the every 10 year parking lot overhaul, the 15 year new irrigation system installation or 20-25 year re-roofing projects. What we do is we take that money you have set aside for these large projects and invest it in a way that keeps it 100% protected from loss. We use the annuity to not only beat inflation, but help it grow even more as you wait for those big projects to come around.  

 

We work with One Financial Advisors to design our annuities to provide 100% protection from loss, and allow you to lock in each year's growth as your new principle amount. What that means is, if you have a 10% growth one year, on the annual date  we can lock it in at the new number of 110% and now that is the new completely protected number. With us being able to do this year over year we are able to get long-term, steady growth that outpaces virtually everything out there that is available to HOA’s.

How We Help
You!

The way Annuity Shield helps is we are able to give you stress free access to this amazing opportunity. We provided both the annuitant and manager needed to effectively manage any annuity. We collect vital information from you up front and then, from there, we work directly with the financial institutions to create and manage your Annuity year over year. This is done so our HOA managers' friends don't have to do anything. Annuity Shield also handles all of the calls and questions that Board members will have about the product and about the growth they are seeing in their own Annuity. We encourage you to send them our way with any questions they have and let us take care of their concerns.

What We Save You!

Wasted Time

From our experiences, when a community wants to “invest” their money, they pretty much just jump to a CD and think that is the best option available to them. Then with every CD there is a handful of paperwork that has to be completed to get them up and going and, of course, they almost always need your help to do it. Assuming you are doing 6 month CD’s (for their high yields) and you are doing them every 6 months for the entire 6 years an annuity would be growing, that means you are having to do somewhere around 12 rounds of paperwork.

 

That alone is hours and hours of extra work either you personally or someone at your office will have to do just to help 1 community. Now, imagine if you have 20 plus communities participating in this program, you are saving tons of hours each year while helping each of your HOA’s grow their reserves. We will only ask for paperwork 1 time to get everything we need. Then it should be hands free from there, making your life that much easier year after year.

Headaches

As for headaches, we also save you tons of time on questions. You are almost guaranteed to have questions from either new board members wanting to understand what their community is doing and questions/status updates from board members who already understand the product.

 

Instead of investing hours into learning and fully understanding each individual HOA’s investment product, direct them to Annuity Shield and let us connect with them.  We are more than happy to teach and provide updates to your clients to make sure everyone is confident and excited about this amazing investment opportunity. 

Annuity Shield LLC

Call Us!

(801) 609-8082

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